About two and a half months ago, I blogged about my Advanta Business Card and their shitty service. Well, the replacement card I chose was the CitiBusiness Platinum Select.
After having the card now for two months, I can honestly say that IT SUCKS ASS… and not in a good way. ![]()
So… here’s the deal. I have been making my payments weeks before the due date to free up funds, due to the fact that the credit limit I received just wasn’t going to cut it. Well, the fuckers have taken a few days to free the funds on my card each time over the past two months. Not good… cause I have to pay my vendors.
Anyway, I called them on it again yesterday. So… after placing me on hold to verify they had received the funds from my recent payment, the
bitchy “credit analyst” came back to tell me that my credit limit was now cut in half due to derogatory information from my Experian credit report. WTF?
I have awesome credit, so I new something just wasn’t right. Still, the only insight she could offer was for me to call Experian to get a copy of my credit report.
So… my less-than-happy ass popped over to the Experian site… dowloaded my report… and… my credit was great… not a single negative thing to be found. ![]()
Next? Call Citi and bitch them out… but they could not transfer me to the skank that was about to fuck up my credit for no reason. The new “credit analyst” reviewed my credit report and had explanation as to why my credit limit was lowered.
It is pretty shitty that one person has the power to make a big change like this… and not be help accountable.
So… fuck Citi… I’ll be changing cards yet again.
you just want to curl up in a ball and suck your thumb.
As a customer of Advanta for several years, I am very disappointed at their lack of professionalism.
